Are you a cross-border or Swiss resident and plan to buy real estate close to the border? Real estate specialist in Saint Julien and around, our real estate agency offers a guide to buying adapted to your situation.
How to finance my mortgage when I am a border?
With a salary in Swiss francs, conversion into euros can sometimes lead to complications. This is why border workers most often opt for a salary in foreign currency, that is to say, repay your mortgage in the currency of your income, to limit the risks associated with the exchange rate.
At first glance, French banks offer a wider range than Swiss banks. Do not hesitate to put the banks in competition to find the one that will offer you the solution that suits you best.
How to move from Switzerland to France?
Note that you don't need a residence permit to live in France. However, you must take care to register in the town of your new home and report your departure to your town, which will provide you a certificate that may be requested when you go through customs.
When you go through customs, you will have to announce your move to both countries, with an inventory of all your belongings. Only goods used for private purposes and for more than 6 months are exempt from customs duties. Nevertheless, this is subject to the condition that you have lived in Switzerland for at least one year.
You must also register your private vehicle in France, also think about regularizing your driver's license and all of your identity papers with the relevant organizations.
Updated date : 05/04/23Creation date : 13/03/19
